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Shanghai Housing Authority: It is strictly forbidden for real estate brokers to fabricate and spread information about price increases, and will intensify investigation and punishment.

  Housing rent is directly related to the living cost and living standard of the renters, and has always been concerned by the public.

  On April 21st, Wang Zhen, director of Shanghai Housing Management Bureau, said when he was a guest on "Interview with People’s Livelihood in 2023" that Shanghai would take measures such as playing the role of "stabilizer" for affordable rental housing, prohibiting intermediaries from driving up prices, and establishing price monitoring and early warning to keep the housing rent level in Shanghai stable.

  Three measures to keep the housing rent level stable

  "In recent years, the housing rental market in Shanghai has been generally stable." Wang Zhen said that in order to keep the housing rent level in Shanghai stable, under the overall framework of the Price Law and in combination with the implementation of the Shanghai Housing Leasing Regulations (hereinafter referred to as the Regulations), Shanghai will take measures from three aspects:

  The first is to play the role of "stabilizer" of affordable rental housing.It is clear that the rent of affordable rental housing should be lower than the market-oriented rent level of the same quality in the same lot, the rent should be below 10% of the market-oriented rent, and the annual increase should not be higher than the market-oriented rent increase in the same period and not higher than 5%. At the same time, it will be publicized to the public to guide market-oriented lessors to set reasonable prices.

  Second, it is strictly forbidden for housing leasing enterprises and real estate brokerage agencies to fabricate and spread price increase information., drive up prices, and be restrained by increasing investigation and self-discipline in the industry.

  The third is to establish a housing rental price monitoring and early warning mechanism.It is clearly stipulated in the "Regulations" that the municipal government can take price intervention measures such as price increase declaration, rent restriction or rent increase in accordance with the law under certain circumstances that the housing rent has increased significantly or may increase significantly.

  Incorporate lease management into social governance system

  On February 1st, the "Regulations" were officially implemented. Wang Zhen introduced that this legislation adheres to the problem orientation, focuses on practical problems, highlights the people’s livelihood attributes of housing leasing, and builds a housing leasing system with diversified suppliers, standardized business services and stable leasing relationship to meet the multi-level housing needs of residents in megacities. In the process of legislation, there are three main considerations.

  The first is to standardize leasing behavior.For the form of housing lease in which residents trade hand in hand, we should guide the parties to self-regulate and self-discipline by clarifying the rental requirements and standards and balancing the rights and obligations of the parties to the lease. For the three forms of listing and renting through real estate brokerage agencies, housing leasing enterprises acting as agents and centralized rental housing, we emphasize standardized management, and establish a whole-process supervision system from subject filing, real-name employment, housing verification, registration and filing to fund supervision, as well as relevant prohibitive provisions, so as to further improve market rules.

  The second is the coordinated development of the market and security.Strengthen forward-looking systematic planning, while promoting the stable and healthy development of the housing rental market, focus on accelerating the development of affordable rental housing, determine the system positioning, formulate special plans, clarify the construction and management requirements, and give full play to the demonstration and leading role of affordable rental housing in the entire housing rental system.

  The third is to bring lease management into the social governance system.While clarifying the responsibilities of the relevant departments of the city and district, aiming at the weak links and gaps existing in grassroots governance and the difficulties and problems encountered in the daily management of towns and villages, we will establish and improve the housing lease governance mechanism of urban planning, compartmentalization, responsibility of towns and villages, assistance from villages and industry self-discipline, strengthen the four-level linkage of cities, districts, towns and villages, and form a joint force with multiple governance to further enhance the effectiveness of grassroots governance.

  Write group rent into local legislation for the first time

  For the group rent behavior, the Regulations, on the basis of summing up the experience and practices of Shanghai’s group rent governance in recent years, first wrote the group rent into local legislation, taking a multi-pronged approach to further improve the efficiency of group rent governance.

  The first is to clarify the criteria for identifying group rents.The minimum rental unit, non-residential space that cannot be rented separately, the number of people living in each room and the per capita living area proposed by government regulations have been optimized and improved accordingly, and they have been raised to local legislation.

  The second is to optimize the law enforcement process of group rent.In view of the problems strongly reflected by the masses, once the group rent cases are discovered, they can be directly punished to improve the efficiency of law enforcement and increase the punishment, raising the fine from the original maximum of 100,000 yuan to the maximum of 200,000 yuan.

  The third is to highlight the key supervision of subletting.In view of the prominent problem of "second landlord" group rent in practice, it is clear that individuals who sublet houses for profit and engage in housing rental business activities should register as market participants according to law, and will be punished if they violate the regulations.

  The fourth is to implement the responsibility of territorial governance.Street offices and township people’s governments are required to regularly organize the investigation of hidden dangers of group rent. If illegal situations are found, they should urge rectification, start law enforcement procedures in a timely manner, and carry out rectification through joint law enforcement when necessary.

  Shanghai will rely on the refined urban management mechanism and work with relevant departments to study and formulate a plan to further improve the comprehensive management of group rents in Shanghai, issue documents to strengthen the management of individual housing subletting in Shanghai, and increase the guidance, supervision and support for the management of grassroots group rents.

  "The problem of group rent actually reflects that the supply structure of Shanghai housing rental market needs to be further improved. In the process of governance, we will adhere to the combination of unblocking and blocking." Wang Zhen said, on the one hand, vigorously promote the development of affordable rental housing; On the other hand, standardize the implementation of the "N+1" model of agency leasing, strictly supervise housing leasing enterprises to carry out agency leasing business, and promote the transformation from illegal group leasing to standardized sharing.

Increment of inclusive finance’s service to rural revitalization and expansion

  Inclusive finance is an important force for rural revitalization. Since the beginning of this year, financial institutions have made active efforts in inclusive finance, drawing fresh water from finance to irrigate all kinds of agriculture-related entities, especially to solve the problem that financing is difficult and expensive for small and micro-agricultural entities. How to get through inclusive finance’s blocking points in agriculture-related fields? How to improve the service coverage of inclusive finance? Next, we need to continue to deepen the writing of inclusive finance.

  Building a Multi-service System

  Inclusive finance has made great progress since it was put forward. The inclusive finance concept has not only been deeply rooted in people’s hearts, but also established a multi-level supply and service system. From the perspective of agriculture-related financial services, various financial institutions actively promote rural revitalization, focus on the field of financial services, actively rationalize the mechanism, expand the scope and improve the quality, and accurately irrigate the living water of finance into the fields.

  Recently, the State Council issued the "Implementation Opinions on Promoting High-quality Development in inclusive finance", which pointed out the direction for the implementation of inclusive finance. The "Implementation Opinions" proposes to guide all types of banking institutions to adhere to positioning and healthy competition. Promote all kinds of banking institutions to establish and improve a long-term mechanism that dares to lend, is willing to lend, can lend and will lend. Experts said that banking institutions should not rush into the field of "agriculture, rural areas and farmers". Different banks should develop characteristic financial products based on the characteristics of their own customer groups and serve the field of "agriculture, rural areas and farmers" step by step.

  From a macro point of view, financial institutions are accelerating the construction of inclusive finance, and the path and road map of inclusive finance’s service to agriculture, countryside and farmers have become clearer. For example, large and medium-sized banks set up inclusive finance business department to extend the service scope of inclusive finance by establishing franchise mechanisms such as separate credit plans; Local corporate banks combine their own positioning, strengthen inclusive finance’s strategic orientation, and use their popularity and geographical advantages to serve small and micro, "three rural" customers; Policy banks will cooperate in lending business in key areas in inclusive finance.

  Ye Yindan, a researcher at China Bank Research Institute, said that it is of great significance to emphasize the construction of multi-level financial services when serving rural revitalization. Constructing multi-level financial services can meet the financing needs of small and micro enterprises and farmers in rural areas. Traditional financial institutions have high approval standards for loans to small and micro enterprises and farmers, and it is difficult to meet their financing needs. The construction of multi-level financial services can introduce more non-bank financial institutions and social capital to participate in rural financial services, provide more flexible and convenient loan channels, help small and micro enterprises and farmers solve capital problems and promote their development and growth.

  With the deepening of inclusive finance, the coverage of financial services has gradually expanded, especially the basic financial services in counties and rural areas have developed rapidly. At present, 97.9% of the country’s banking institutions cover villages and towns, basically realizing that villages and towns have institutions, every village has services and every family has an account. At the end of the third quarter of 2023, the balance of agricultural loans in local and foreign currencies was 55.8 trillion yuan, up 15.1% year-on-year, and the growth rate was 1.1 percentage points higher than that at the end of last year. In the first three quarters, it increased by 6.63 trillion yuan, an increase of 1.17 trillion yuan.

  The continuous growth of agriculture-related loans is the concrete embodiment of "agriculture, countryside and farmers" of precision drip irrigation in inclusive finance. The relevant person in charge of the State Financial Supervision and Administration said that comprehensively promoting rural revitalization is an important task of building an agricultural power in the new era, and more financial resources should be allocated to the fields of agriculture, rural areas and farmers to better meet their diversified and multi-level financial needs.

  Guarantee investment in key areas

  Since the beginning of this year, banking institutions have focused on farmland construction, rural characteristic industries and other key areas, strengthened services in inclusive finance, increased sustained investment in agriculture, and achieved remarkable results in rural revitalization.

  Inclusive finance should strengthen the foundation of farmland construction for rural revitalization. This year, the Guiding Opinions on Financial Support for Promoting Rural Revitalization in an All-round Way and Accelerating the Construction of an Agricultural Power issued by the People’s Bank of China and the State Financial Supervision Administration clearly stated that in accordance with the requirement of gradually building all permanent basic farmland into high-standard farmland, we should focus on key areas such as soil improvement and farmland irrigation and drainage facilities, give differentiated policy inclinations in the subject of loans, repayment methods and loan term, and explore and promote comprehensive improvement in the whole region to help build, transform and upgrade high-standard farmland.

  "inclusive finance can play an important role in promoting the construction of high-standard farmland." Ye Yindan said that the construction of high-standard farmland needs a lot of capital investment, including investment in land consolidation, water conservancy facilities and agricultural machinery. However, due to the lack of funds for farmers and grass-roots village collectives, it is difficult to bear high investment costs. At this time, institutions in inclusive finance can provide financial support for its high-standard farmland construction by providing loans and credit guarantees, so as to alleviate the pressure of capital investment.

  In addition, it is also the focus of inclusive finance’s efforts to help rural characteristic industries with credit, and financial institutions should increase the financing of characteristic industries. "With this working capital, the Hakka smoked chicken factory in the village will be able to produce at full capacity." Li Zhenqiu, head of Tianbei Village Stock Economic Cooperative in Dajishan Town, quannan county City, Jiangxi Province, said that at the end of each year, the local Hakka smoked chicken sales increased substantially. In the past, due to the lack of working capital, the village collective cooperatives had problems such as falling behind in production capacity and losing customers. In order to broaden the financing channels of characteristic industries, quannan county United Rural Commercial Bank launched the appointment of "financial village officials" to inject financial living water into agriculture-related industries such as agricultural enterprises, cooperatives and large-scale farmers. From January to October this year, the "financial village official" model issued a total of 2.683 billion yuan of agricultural loans, benefiting 9664 farmers.

  "Characteristic industry is an important sector to realize rural revitalization, and it is the key to increase farmers’ income and stabilize agricultural development. There are weak links in its development that need effective support from inclusive finance services." Wu Dan, a researcher at China Banking Research Institute, said that the bank’s inclusive business should meet the needs of differentiated products and services in key rural areas and enhance the sense of financial acquisition of rural inclusive groups. Inclusive finance’s support for rural industries should be orderly and focused, and the characteristic industries in key rural areas should be accurately drip-irrigated, so as to solidly promote China’s rural revitalization and achieve comprehensive achievements.

  Inclusive finance enables the development of key rural areas, which can touch the capital demand of agricultural business entities with large quantity, wide range and small amount. Experts said that with the support of financial institutions’ inclusive business, the development of rural key areas can obtain periodic and regional resource scheduling, and the problem of information asymmetry of agricultural entities will be gradually solved, which will promote the more rational allocation of financial resources to the "three rural" areas and promote the sustainable development of rural small and micro-business entities.

  Innovating and optimizing financial products

  Innovating and optimizing financial products and reducing financing costs are the important goals of inclusive finance’s development. For a long time, whether it is individual farmers or village collective organizations, the high financing cost is a common problem, which restricts the development of rural industries. Judging from the current rural financial products at the grass-roots level, inclusive finance, an individual banking institution, has the characteristics of single loan product structure, high interest rate and slow lending, and the phenomenon of high customer access threshold and low loan availability is more common.

  For example, in order to reduce financial risks, many banking institutions generally have additional mortgage guarantee requirements for financial products. This form of mortgage guarantee has undoubtedly raised the threshold for capital access for the majority of small farmers with light assets. In addition, due to the current situation of cumbersome credit procedures and insufficient humanized services in grass-roots financial institutions, and the fact that grass-roots financial institutions will consider financial risk prevention, they often use restrictive means to curb the actual demand for agricultural credit.

  Experts said that financial institutions should enrich financial products and services that support the development of farmers and optimize credit loan services for farmers. Credit loans have high requirements for financial institutions’ financial technology level and asset strength. It is not only time-consuming and laborious to tailor credit files for users by traditional methods, but also requires huge financial support. In order to comprehensively promote the implementation of rural revitalization strategy and help the development of new rural collective economy, financial institutions need to constantly innovate credit loan products to meet the financial needs of agricultural customers.

  The credit business of rural collective economic organizations is an important part of inclusive finance and agriculture-related loans of China Construction Bank. "Collective Credit Loan" is a credit loan product developed by CCB for rural collective economic organizations. Recently, the first "collective credit loan" in China was successfully launched in Shaanxi Ankang Cailiang Community Economic Cooperative, with a credit amount of 5 million yuan. The head of the grass-roots government team of the institutional business department of CCB said that in order to help rural areas revitalize high-quality development, CCB has provided "accurate portraits" for more than 13,000 rural collective economic organizations across the country, provided credit evaluation for financing services, improved the convenience of financing for rural collective economic organizations, and solved the pain points of less products, expensive services and long process in the rural market.

  Reduce financing costs and strengthen the resilience of agriculture-related subjects. Experts said that for commercial banks, continuously innovating loan products and reducing financing costs are conducive to rapidly increasing the scale of inclusive loans and expanding new customer groups while consolidating existing customers. In the future, commercial banks need to innovate the digital business model to solve the problem of expensive financing, further strengthen the docking of scenes with agriculture-related subjects, so as to adapt to the needs of different industries and different customer groups, and then promote the expansion of financial services to rural areas.

Do you want to try the "night economy" like "literary fan" in nightlife?

  Xinhua News Agency, Beijing, August 5th (Reporter Wang Chenyang) There are more than 90 rooms on five floors, in which the audience follows the actors to watch the plot, and different routes will experience different plots. This is the charm of the immersive drama Sleepless Night. This drama, introduced from new york to Shanghai, has almost sold out since it was staged at the end of 2016. The Shanghai edition of Sleepless Night won the 24th Global Theme Entertainment Outstanding Performance Award in 2018.

  Ms. Wang, a Shanghai resident who has already "brushed", said that "Sleepless Night" has changed the conventional drama experience, and exquisite performances, props, scenes, etc. have combined people’s understanding of the environment with their understanding of the story. "This drama is not simply staged at night, but incorporates night elements into the drama, making it easier for people to fall into the atmosphere created by the drama."

  How do you choose to relax after a busy day’s work? Brush dramas, watch variety shows and play games … … Might as well leave the sofa, go out of the house and feel the "literary fan" of the fiery "night economy". Night tours of museums, 24-hour cinemas and bookstores, and immersive dramas … … Colorful cultural activities suitable for all ages have lit up the "night economy".

  In the distant Dunhuang, there is also a situational performance "See Dunhuang Again" made in China. The audience followed the actors’ guidance to change the scenery and feel the thousand-year history of the Western Regions. Zhang Qian, Wang Wei and Taoist Wang who discovered Dunhuang appeared one by one, which was quite vivid.

  As night falls, the income from a series of theatrical performances has a strong pulling effect on economic development. According to the Report on the Development of Shanghai Cultural Industry in 2018, there were more than 30,000 performances in Shanghai in 2018, with more than 16 million audiences and performance income of 1.8 billion yuan. In 2018, the performance markets in various places were very hot. The audience in Beijing performance market exceeded 11 million, and the box office income exceeded 1.7 billion yuan. Guangdong’s performance market revenue was about 5.5 billion yuan, an increase of 8% year-on-year.

  Liu Yunkan, deputy managing partner of Oliver Wyman Consulting, believes that the connotation of "night economy" is constantly expanding. Nightlife is no longer synonymous with bars and nightclubs, but carries an experience, including various cultural performances and cultural facilities.

  Public cultural facilities in many places have also opened their doors at night for tourists or citizens to experience for free. The National Museum opened an evening service this summer, and it was extended to close at 9 pm every Sunday for 10,000 people to make an appointment. From July to September, 14 museums in Huangpu District and Baoshan District of Shanghai were opened at night. Before August 30th this year, the new Anhui Museum will be closed until 9 pm every Friday, and a special exhibition "hall of mental cultivation Cultural Relics Exhibition of the Forbidden City" will be opened. Sichuan Museum is regularly open until 9 pm in summer.

  The public is very enthusiastic about the opening of public cultural facilities at night. This year’s Lantern Festival, the Palace Museum opened its first night event, and it was hard to get a ticket for the "Night of the Forbidden City". The Louvre Museum in France and the British Museum in Britain all have relatively mature night performances. Netizen’s arterial shadow said: "The night exhibition environment is better and the time schedule is abundant. For office workers, it is very welcome to open night shows."

  Compared with the extension of the opening hours of museums, 24-hour cinemas and bookstores provide "night owls" with a space to fully enjoy their cultural life at night. Daguangming Cinema and Guotai Cinema became the first batch of "24-hour cinemas" in Shanghai, delaying the number of film screenings to zero. Beijing Sanlian Taofen Bookstore and Hangzhou Yuelanshu 24-hour study room allow bookworms to dive into the sea of ink-scented books all night.

  The reporter found that Beijing, Shanghai, Tianjin, Jinan, Nanjing, Chengdu and other cities have all proposed to prosper the night economy, among which "culture" is a high-frequency word. Beijing’s policy requires creating a "cultural IP" for night consumption. Shanghai, on the other hand, proposes to enrich the types of formats and increase the supply of cultural tourism projects.

  Li Zhenhui, general manager of Taiping Bridge Project in Xintiandi, China, said that the development of "night economy" is to meet and guide people’s demand for high-quality life, and it is a phenomenon that economy and culture blend with the change of modern urban lifestyle. Developing "night economy" is not only to boost night consumption, but also to develop "night space" and create "night culture".

  Recently, Li Zhenhui was also hired as the "CEO of Nightlife" in Huangpu District, Shanghai, to assist the competent authorities in their work, so as to better and comprehensively develop the "night economy" in commercial districts and provide people with high-quality cultural consumption experience. "This new identity gives me a dual vision as a manager and a consumer to feel the new world ‘ Nightlife ’ I hope to create a cultural and social destination for everyone. " Li Zhenhui said.

Curry calls the expert! Curry training camp students in situ windmill dunk+cup three points!

Live broadcast: August 5 th, the basketball camp in Curry opened recently.

It is predicted that the 2025 lotto show, Cooper Flagg, will have a big windmill chop! Then came a three-point turn in advance! It can be said that the essence of Curry has been learned to the extreme ~

The flug is said to have blasted the Sun star Bill the other day, and it is rumored that Bill was even blindsided.

Tevez revealed that he hated Sir Alex Ferguson and informed him to move to Manchester City before the Champions League final! Revenge on Manchester United and renege

Argentine star Carlos Tevez, nicknamed "The Beast", is an enhanced version of Wehorst, who can score goals and catch up with his own bottom line from the front line. However, because of the transfer, he finally fell out with Sir Alex Ferguson, and even raised the slogan "Sir Alex Ferguson rests in peace" after moving to Manchester City. Even now that he has retired, the 39-year-old Tevez still resents the way Sir Alex treated him at Manchester United.

Tevez was loaned to Manchester United in 2007, during which he performed well, scoring 34 goals in various competitions and winning two Premier League titles and the Champions League trophy. However, Tevez did not complete the permanent transfer to the Red Devils. In 2009, he joined rival Manchester City, where he spent the next four seasons. Tevez insists that Sir Alex Ferguson was the reason for his decision to move to Manchester City.

The Argentine Beast stressed that he wanted to stay at Old Trafford, but Sir Alex made a false promise to him. Manchester United didn’t buy him out, so he didn’t hesitate when he received the invitation from Manchester City. "I don’t need to think too much, because I am angry with Ferguson. Tevez told ESPN, "As a coach, he is a phenomenon. He has been teaching at a club like Manchester United for so long, but something happened between me and him. 」

Tevez explained in detail: "I was loaned to Manchester United, and finally he told me:" Manchester United will buy you out, but I will bring Berbatov. Don’t worry, I brought him in to compete fairly with you. We will talk to your agent and reach an agreement on the contract and transfer. But in the end, they didn’t call the broker, and nothing happened. Time is running out. They began to want to lower my price. Every time I play, I perform, and the fans shout names. This is a year-long digestion process. 」

According to Tevez, before the 2009 Champions League final, he told Sir Alex Ferguson that he would join Manchester City as a revenge for United’s reneging on their words in the past year. "I have more or less accepted Sheikh Mansour’s proposal. After the final, I will take a private jet to meet him in Abu Dhabi with my family and solve the contract problem with Manchester City. All this happened before Manchester United’s Champions League final," Tevez added. "The day before the Champions League final against Barcelona, I told him that I would join Manchester City. 」

Tevez started 18 games in the Premier League that season and scored 5 goals, which he was not satisfied with. In that Champions League final, Sir Alex Ferguson finally arranged for him to play as a substitute in the second half, playing 20 minutes earlier than Berbatov, but neither of them played a role. Barcelona beat Manchester United 2-0. "Ferguson kept saying that he was going to buy me that season, and then he brought in Berbatov and didn’t let me play in the league. "The beast vomited.

Tevez then added: "It was like a dagger for him to tell him before the final that I was going to join Manchester City. But it is also true for me, because I love Manchester United. But for me, he didn’t keep his promise for a whole year, and he made me miserable. It hurts me a lot because I love Manchester United. I like playing football at Old Trafford. Playing football there is like a bomb explosion. It gives me that feeling. Then the chief came, and they told me that they wanted me to be the standard bearer of Manchester City. He showed me the blueprint for the future, just like the club is today. 」

After the official transfer of Tevez, Manchester City released a controversial advertisement in the local area, in which Tevez opened his arms and the poster read "Welcome to Manchester". Tevez later made 148 appearances for Manchester City, scored 73 goals and assisted 35 times, which helped the team win the Premier League and the FA Cup. However, his time with the Blue Moon also ended in a broken relationship because of falling out with coach Mancini.